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Portfolio Management Data Analytics Manager
Full time @GRITalent posted 7 months ago in Artificial Intelligence & Machine Learning , in Data Science Engineering , in Project Management & Business Analyst , in Risk Management Governance & Compliance Shortlist Email JobJob Description
Job Responsibilities:
- Lead sensitivity analyses to essay performance benchmarks against various environmental trends; develop scenario frameworks and readiness playbooks by identifying and prioritizing levers.
- Measure and monitor policy changes across the credit life cycle (adjudication, customer management and collections) with a focus on credit performance; assist various teams in development and adjustments to policy through judicious insights.
- Monitor RESL portfolio indicators, proactively assessing performance alongside macro-economic and external trends.
- Senior Executive assistance on performance trending across portfolios, and preparation of judicious communication materials.
- Triangulate internal data analyses with macro-economic and consumer trend reports to find customer vulnerability; maintain an integrated set of performance benchmarks to continuously monitor segment performance.
- Lead GRM colleagues to improve portfolio monitoring and account management capabilities through integration of new models and frameworks.
- Assist annual judicious planning process through thought leadership on implications to KPIs and risk related metrics, based on business objectives and growth plans.
- Prepare Deep Dive analyses on key segments within the RESL portfolio, provisioning, and peer trends.
- Collect, process, and perform statistical analysis (prescriptive to predictive) on complex datasets to inform risk decisions.
Job Requirements:
- Strong analytical skills and the ability to create and interpret information/data required to monitor the performance of credit portfolios are essential.
- Proficiency in programming and/or database programs (MongoDB, SAS, JAVA, SQL, R, Hadoop, Python)
- Must have a university degree in relevant STEM discipline (Science, Technology, Engineering and Mathematics) or a master’s degree in business, statistics, economics, mathematics, management sciences or analytics.
- Expertise and thorough understanding of credit and portfolio management, mortgage underwriting and credit analytics.
- In-depth understanding of: i) RESL products, systems and channels, and the markets in which Scotiabank operates; ii) Bank’s credit risk policy and risk appetite framework; iii) retail lending process and applications; and iv) legislative and marketplace issues relative to credit risk management.
- Strong financial skills, solid deductive reasoning, sound judgement and creativity.
- Strong verbal and written communication skills and the ability to effectively convey information to various levels of management.
- Knowledge of credit risk management origination techniques and strategies in Retail credit, including the create of champion/challenger tests and risk strategies utilizing credit risk scores.